As we head into 2020, competition for talent remains fierce as employers continue to face a tight labor market and record low unemployment. With the unemployment rate projected to be an average of 3.5% throughout the year, it’s essential that HR professionals continue to enhance their benefits packages to attract and retain top talent. Let’s look at the top five benefit trends we are recommending for clients in 2020.

Whether caring for her clients or community, Jennifer, a Vice President with Lovitt & Touché in Tucson, Ariz., exudes enthusiasm in all aspects of her life.

Protecting your business from risk is a significant priority for any business, large or small. But determining exactly how much insurance is right for your business’ specific needs and exposures is another matter.

With nearly every business relying on computer and digital systems to operate, the potential for them to become targets or victims of ransomware attacks has exponentially increased in recent years.

Opportunity Zones and Opportunity Funds have created much excitement in the economic development world. But these new tools have many inherent risks for businesses and investors looking to make use of them for new investment. Ryan Donahue, a risk management advisor with Lovitt & Touché, recently penned an article for In Business magazine in which he breaks down the potential risks investors face when investing in Opportunity Funds for projects in Opportunity Zones.