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Small Business Insurance

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Small Business Insurance

The support, expertise and safeguards your small business needs to thrive.

We understand the challenges that small businesses face. Working side-by-side, we can help you manage risk, protect your assets, streamline benefits and ensure long-term, sustainable growth.

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We’re Committed to Your Small Business Success

Valued as a one-stop-shop for small business insurance needs, our team of professionals are committed to timely customer service, open communication, the latest technologies and streamlined insurance strategies. We set ourselves apart in the industry by:

Helping small businesses find the right level of coverage at competitive prices
Delivering efficient and timely service – while always putting the client’s needs and goals first
Bringing a well-rounded and experienced perspective on specific challenges and risk management

Get an Insurance Quote 24/7/365

Our online rater tool provides small business owners with the ultimate convenience when seeking quotes. You can seamlessly create a quote-by-quote comparison, complete with coverage analysis, the impacts by adding or removing premium coverages and additional resources to guide your purchasing decision.

Small Business Online Qu

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Employee Input

Expected & Utilization

Network Preference

Health Status

Employee Input

Income

Savings

Employee Input

Risk Tolerance

Health & Finance Concerns

Healthcare Consumerism

Public Data

Healthcare Costs & Utilization

Statistical Modeling

An algorithm creates a recommendation considering:

Types of plans that match people's specific needs and wants
A cost that balances premiums with expected out-of-pocket expenses
A match to physician network preferences and overall desires and concerns

Plan Recommendations

Click a plan to see the distribution:

Single Male

HDHP Health Plan

HSA

Long-term Disability

Short-term Disability

Basic Dental

Accidental

Single Female

PPO Health Plan

Critical Illness

Wellness

Transit FSA

Family

HMO Health plan

(copay)

Long-term Disability

Life

Vision

Telemedicine

Enhanced Dental

Explore Your Options

We can Help you save money and manage risk

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What We Offer

We are proud to offer a wide range of insurance and employee benefits solutions that small businesses in virtually any industry need.

Property &Casualty Insurance for Small Businesses

Property and liability insurance
Crime coverage
Directors and officers liability(D&O)
Employment practices liability
Loss prevention services
Professional liability
Umbrella and excess coverage
Workers’ compensation
Automobile

Employee Benefits Solutions for Small Businesses

Medical insurance
Consumer-Directed Plans, including Health Savings Accounts
COBRA administration
Dental insurance
Employee assistance programs (EAP)
Flexible spending accounts (FSA)
Life insurance
Long-term care insurance
Retirement plan administration
Vision insurance
Voluntary benefits plans
Associated general contractor program
Accidental death &dismemberment

We encourage you to learn more about our specific solutions:

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Let us know how we can assist with your insurance and risk management needs.

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DISCLAIMER: Statements on this website as to policies and coverages provide general information only. This information is not an offer to sell insurance. Insurance coverage cannot be bound, deleted or modified via submission of any online contact/form/application or via email, voicemail or facsimile. No binder, insurance policy, change, addition, and/or deletion to insurance coverage goes into effect unless and until confirmed directly by a licensed agent of Lovitt & Touché. Any proposal of insurance we may present to you will be based upon the information you provide to us. Please contact our office to discuss specific coverage details and your insurance needs. All coverages are subject to the terms, conditions and exclusions of the actual policy issued. Not all policies or coverages are available in every state. Information provided on this website does not constitute professional advice; if you have legal, tax or financial planning questions, you should contact an appropriate professional in your jurisdiction. Any hypertext links to other websites are provided for convenience only; we have no control over those websites and do not endorse or guarantee any information provided thereby.